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Dealer Fees by State

Dealership Fees by State — 2026 Guide

Doc fees, title fees, and registration costs vary dramatically by state. Some states cap dealer fees at $85. Others allow $999 or more. Here's what to expect in every state.

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Documentation Fee by State

The doc fee is charged for processing paperwork. Some states cap it by law — others allow dealers to charge whatever they want. Always ask for the doc fee upfront and factor it into your out-the-door price negotiation.

State Doc Fee Cap Notes
California$85 (capped)Among the lowest caps in the country
New York$175 (capped)State regulated
TexasNo cap (avg. $150–$200)Unregulated but competitive market keeps fees lower
FloridaNo cap (avg. $500–$999)Some of the highest doc fees in the country
UtahNo cap (avg. $299–$499)Varies by dealer group
ColoradoNo cap (avg. $200–$400)Negotiable in most cases
ArizonaNo cap (avg. $399–$499)Push back — often reducible
NevadaNo cap (avg. $299–$499)Negotiable
OregonNo cap (avg. $150–$300)No sales tax — lower total cost
WashingtonNo cap (avg. $150–$200)Competitive market keeps fees reasonable
IllinoisNo cap (avg. $150–$300)Varies widely by dealer
OhioNo cap (avg. $250–$400)Negotiable
MichiganNo cap (avg. $200–$300)Home of major automakers — competitive market
GeorgiaNo cap (avg. $500–$700)Higher than average — push back firmly
North Carolina$599 (capped)State regulated cap

States With No Sales Tax on Vehicles

These states charge zero sales tax on vehicle purchases — a significant savings on any purchase:

Oregon

0% sales tax

Montana

0% sales tax

New Hampshire

0% sales tax

Delaware

0% sales tax

Alaska

0% state tax

Note: You pay sales tax in the state where you register the vehicle — not where you buy it. If you live in a no-tax state, you save the sales tax even if you buy out of state.

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We review every line of your deal sheet and eliminate every fee that shouldn't be there — no matter what state you're in.

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